Making Do with Less in an Uncertain Economic Climate
Article
The economy has hit home for a number of families across the Wasatch Front, spending money without looking deep within with each purchase has become unheard of. No more luxuries of an unplanned expense like the on-the-go espresso coffee between appointments, an impromptu night out on the town. We scrutinize each and every purchase as if it made a difference.
A movie night, dinner out, the annual fall events like the Greek Festival, the popular haunted houses, the pumpkin patch are all subject to the belt tightening we are all going through. They've been replaced with a re-run on cable that we already pay for, an occasional convenience meal from the freezer and if were lucky a desert.
Xpenser and ReQall make tracking the little everyday expenses a breeze, these online tools track your expenses, simply text or phone the expense using your cell phone. They automatically categorize and maintain an up to date spreadsheet of your expenditures, and even your deposits. Now not keeping an accurate bank register is just being lazy.
Hidden in adverse situations, there’s usually a bright side lurking somewhere. Look at the opportunity that’s been given you to slow down, to take stock in your family, to eat a few more dinners each week with the entire family around the dinner table? Find what you can that's positive in your situation, and make the best of it.